Comments

1. 
   On August 11, 2010 Barbra says:

   It doesn’t matter.

2. 
   On August 11, 2010 beut_els_guese says:

   If you have small, terrible, or zero credit, be prepared to have a co-signer with excellent/fantastic credit or you won’t see a loan from a private lender for school.

3. 
   On August 11, 2010 Sway says:

   Through a private lender, you would need a cosigner most likely. The best route for someone without credit is to apply for the FAFSA and then wait for Stafford Loans or even grants to appear.

   It depends on what type of credit you have. For me, a year of making credit card payments landed me a 5k line of credit, but that’s because I worked for a bank. What will show on your credit report will be a “limited history”. Generally, it means that you are a high risk lender to the creditor. Building history takes time.