Comments for College Loans - student loans for college http://loancolleges.com Private Student Loans, Federal Student Loans Fri, 30 Jul 2010 04:56:04 +0000 http://wordpress.org/?v=2.9.2 hourly 1 Comment on What are my chances of pursuing education abroad? by Chloe http://loancolleges.com/what-are-my-chances-of-pursuing-education-abroad/comment-page-1/#comment-7492 Chloe Fri, 30 Jul 2010 04:56:04 +0000 http://loancolleges.com/what-are-my-chances-of-pursuing-education-abroad/#comment-7492 If I were you, I would pick a few colleges or universities that are of interest to you, and then contact them. Weigh the various responses and that should give you a better idea to what you are asking. If I were you, I would pick a few colleges or universities that are of interest to you, and then contact them. Weigh the various responses and that should give you a better thought to what you are asking.

]]> Comment on What are my chances of pursuing education abroad? by abroadnow.com http://loancolleges.com/what-are-my-chances-of-pursuing-education-abroad/comment-page-1/#comment-7491 abroadnow.com Fri, 30 Jul 2010 04:42:20 +0000 http://loancolleges.com/what-are-my-chances-of-pursuing-education-abroad/#comment-7491 To be able to answer your question, we would need much more information such as your SAT score and your high school GPA. However, you should take into account most of the reputable universities' deadline for Fall 2009 is already passed. Also, as a general rule, I would advice students to study at a reputable university at their own county if they can. India has such great universities. Thus, with high GRE scores and Undergraduate GPA from a reputable Indian University, you would have a good chance of getting accepted at a good MS Program in the USA. At the end of the day, what matters is your MS degree not your undergraduate. To be able to answer your question, we would need much more information such as your SAT score and your high school GPA. But, you should take into account most of the reputable universities’ deadline for Fall 2009 is already passed.
Also, as a general rule, I would advice students to study at a reputable university at their own county if they can. India has such fantastic universities. Thus, with high GRE scores and Undergraduate GPA from a reputable Indian University, you would have a excellent chance of getting accepted at a excellent MS Program in the USA. At the end of the day, what matters is your MS degree not your undergraduate.

]]> Comment on Do you have sufficient education for accurately defining education? by franzkarlbecker http://loancolleges.com/do-you-have-sufficient-education-for-accurately-defining-education/comment-page-1/#comment-7485 franzkarlbecker Fri, 30 Jul 2010 04:36:36 +0000 http://loancolleges.com/do-you-have-sufficient-education-for-accurately-defining-education/#comment-7485 Education is the foolish notion that you can pass on information through others and get knowledge and wisdom in one package. Knowledge is information. Wisdom is the use of that knowledge in an appropriate way that it is valuable... Education is the foolish notion that you can pass on information through others and get knowledge and wisdom in one package.
Knowledge is information.
Wisdom is the use of that knowledge in an appropriate way that it is valuable…

]]> Comment on Is there a way to file income tax & get refund while having a defaulted student loan? by Rob http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/comment-page-1/#comment-7489 Rob Fri, 30 Jul 2010 04:16:02 +0000 http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/#comment-7489 Nothing has been applied to your Student Loan debt, because you haven't filed the returns, You have 3 yrs from the due date of the return to be eligible to claim that refund, otherwise the overpayment goes into the general fund, You don't get it, student loan doesn't get it, it is just gone, File those old returns, at least something will get paid towards the Loan and you will be that much less in debt to them. Then start making payment on it contact the lender and get back to business, you signed a legal binding agreement that you would pay it back, that is your responsibility. They paid for your education you owe that money back. Once you start making timely consistant payments they might lift the garnishment and allow you to start receiving refunds in the future. By you not paying on your loan you are destroying your credit history, No one is going to want to loan you money when you have a record of not paying on your debts as promised. Nothing has been applied to your Student Loan debt, because you haven’t filed the returns, You have 3 yrs from the due date of the return to be eligible to claim that refund, otherwise the overpayment goes into the general fund, You don’t get it, student loan doesn’t get it, it is just gone, File those ancient returns, at least something will get paid towards the Loan and you will be that much less in debt to them. Then start making payment on it contact the lender and get back to business, you signed a legal binding agreement that you would pay it back, that is your responsibility. They paid for your education you owe that money back. Once you start making timely consistant payments they might lift the garnishment and allow you to start receiving refunds in the future. By you not paying on your loan you are destroying your credit history, No one is going to want to loan you money when you have a record of not paying on your debts as promised.

]]> Comment on Is there a way to file income tax & get refund while having a defaulted student loan? by rubeninfl http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/comment-page-1/#comment-7488 rubeninfl Fri, 30 Jul 2010 04:10:21 +0000 http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/#comment-7488 I has a similar situation. There is no way to keep the goverment from taking the money you owe them. (you can't let someone you owe money to hold your money throughout the year). When the refund does get taken away...you will get a letter from the IRS stating that they withheld your refund and applied it to your debt. Provide a copy of this letter to the credit bureaus and the creditor to make sure it is actually applied. More important here is "Why are you getting a refund?". If you get a refund at the end of the year that means that your tax witholdings are incorrect. You get a refund because you're allowing your employer to withhold too much tax from your paycheck. So in essence, you're lending the goverment your money interest free. That's nice of you. You have to adjust your witholding so that you don't get a refund....instead you get to keep more of your money every payday. That way there also is no refund for them to keep. Hope this helps you. I has a similar situation. There is no way to keep the goverment from taking the money you owe them. (you can’t let someone you owe money to hold your money throughout the year). When the refund does get taken away…you will get a letter from the IRS stating that they withheld your refund and applied it to your debt. Provide a copy of this letter to the credit bureaus and the creditor to make sure it is really applied.

More vital here is “Why are you getting a refund?”. If you get a refund at the end of the year that means that your tax witholdings are incorrect. You get a refund because you’re allowing your employer to withhold too much tax from your paycheck. So in essence, you’re lending the goverment your money interest free. That’s nice of you. You have to adjust your witholding so that you don’t get a refund….instead you get to keep more of your money every payday. That way there also is no refund for them to keep. Hope this helps you.

]]> Comment on Is there a way to file income tax & get refund while having a defaulted student loan? by bostonianinmo http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/comment-page-1/#comment-7487 bostonianinmo Fri, 30 Jul 2010 04:08:36 +0000 http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/#comment-7487 No, if your loan has been turned over to FMS for collection there's no way to avoid having your refund confiscated. It's a bit late now. The way "out of this morass" as you put it was to pay your loan payments when they were due. If you didn't file your Federal taxes, the refund that wasn't paid couldn't be confiscated so therefore your debt could not be reduced. Eventually the IRS will file a return on your behalf and any overpayment will be applied against your liability. However in the interim, interest will continue to accrue. If you're REALLY unlucky, there will be a tax liability from the years that you didn't file and the IRS will then go after you for THAT as well. Get your head out of your @$$ and file the returns for the years that you've missed. Take the hit on the refunds going to Sallie Mae, at least your debt will start to decline! You're the one who fooked up; you're the only one who can fix it now. I thought that they didn't do college courses in Underwater Basket Weaving any more. Seems that that's about all that you got out of it.... No, if your loan has been turned over to FMS for collection there’s no way to avoid having your refund confiscated.

It’s a bit late now. The way “out of this morass” as you place it was to pay your loan payments when they were due.

If you didn’t file your Federal taxes, the refund that wasn’t paid couldn’t be confiscated so therefore your debt could not be reduced. Eventually the IRS will file a return on your behalf and any overpayment will be applied against your liability. But in the interim, interest will continue to accrue. If you’re REALLY unlucky, there will be a tax liability from the years that you didn’t file and the IRS will then go after you for THAT as well.

Get your head out of your @$$ and file the returns for the years that you’ve missed. Take the hit on the refunds going to Sallie Mae, at least your debt will start to decline! You’re the one who fooked up; you’re the only one who can fix it now.

I thought that they didn’t do college courses in Underwater Basket Weaving any more. Seems that that’s about all that you got out of it….

]]> Comment on Is there a way to file income tax & get refund while having a defaulted student loan? by David W http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/comment-page-1/#comment-7486 David W Fri, 30 Jul 2010 04:03:33 +0000 http://loancolleges.com/is-there-a-way-to-file-income-tax-get-refund-while-having-a-defaulted-student-loan/#comment-7486 As a taxpayer, I suggest you pay back what you owe. You are only compounding the problem and the penalties will increase. Who do you think the victim is in your scam? As a taxpayer, I suggest you pay back what you owe. You are only compounding the problem and the penalties will increase. Who do you reckon the victim is in your scam?

]]> Comment on Do you have sufficient education for accurately defining education? by Jerry M http://loancolleges.com/do-you-have-sufficient-education-for-accurately-defining-education/comment-page-1/#comment-7484 Jerry M Fri, 30 Jul 2010 03:49:23 +0000 http://loancolleges.com/do-you-have-sufficient-education-for-accurately-defining-education/#comment-7484 Learning should be a lifelong process, so the most important purpose of education is to become accustomed to the learning and problem-solving process. As a scientist, I often used to wonder what purpose it served to require me to take electives in the social sciences and other liberal arts subjects. However, as I grew older and began to see the benefits of literacy in a broad range of subjects, I could appreciate the wisdom behind what I once saw as mere distractions. Learning should be a lifelong process, so the most vital purpose of education is to become accustomed to the learning and problem-solving process. As a scientist, I often used to wonder what purpose it served to require me to take electives in the social sciences and other liberal arts subjects. But, as I grew older and started to see the benefits of literacy in a broad range of subjects, I could appreciate the wisdom behind what I once saw as mere distractions.

]]> Comment on Do you have sufficient education for accurately defining education? by merman http://loancolleges.com/do-you-have-sufficient-education-for-accurately-defining-education/comment-page-1/#comment-7483 merman Fri, 30 Jul 2010 03:44:46 +0000 http://loancolleges.com/do-you-have-sufficient-education-for-accurately-defining-education/#comment-7483 ability to learn? ability to learn?

]]> Comment on How much education does one need in order to get girls? by DK http://loancolleges.com/how-much-education-does-one-need-in-order-to-get-girls/comment-page-1/#comment-7442 DK Fri, 30 Jul 2010 03:22:32 +0000 http://loancolleges.com/how-much-education-does-one-need-in-order-to-get-girls/#comment-7442 NO, your education is not important! (at least not really) A good personality, good humoured, nice etc... is enough =D But not being brain-dead stupid helps =P But like I said before, good personality etc... is what you're aiming for Best Wishes xo ps: just to prove my point, my lawn mower guy has a wife and three adorable kids! pps: DON'T DROP OUT OF SCHOOL!! lol NO, your education is not vital! (at least not really)
A excellent personality, excellent humoured, nice etc… is enough =D
But not being brain-dead stupid helps =P
But like I said before, excellent personality etc… is what you’re aiming for

Best Wishes xo

ps: just to prove my point, my lawn mower guy has a wife and three adorable kids!

pps: DON’T DROP OUT OF SCHOOL!! lol

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