VA loan vs FHA loans


Jeff Sargent of ONB Bank discusses a disproportion in between VA loans as well as FHA loans as well as because they have been critical to initial time home buyers.

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Comments

  1. On August 17, 2010 JMC2543 says:

    @jsisco0520 One thing to also mention is that if you are a disabled vet the funding fee is really waved. I am not positive on the % but I believe it is 10% and up.

  2. On August 17, 2010 Gracezxasdq says:

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  3. On August 17, 2010 tulsarealestate says:

    excellent clarification.
    thanks for adding that valuable input.

  4. On August 17, 2010 jsisco0520 says:

    If you qualify for VA benefits you can buy with out a down payment and not have monthly mortgage insurance. There is a funding fee to use these benefits, which can be borrowed on top of your base loan.

  5. On August 17, 2010 jsisco0520 says:

    Don’t confuse the details of these loans. You can borrow a max of 97.75% of your home’s value with an FHA insured loan for a buy or a No Cash Out rate/term reduction Refinance. If you want cash out you’re maxed at 95% of your home’s value.

  6. On August 17, 2010 fitnessnews says:

    This is valuable information for a home buyer who needs to have a basic understanding of home loans. Buyers need to know this so they are not taken advantage of by unscrupulous lenders and sellers can use the information so they know how financing will affect their home sale.

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