Will my student loan debt effect mine and my husband’s chance of getting a future loan?
Posted by StudentLoan on August 6th, 2010 | 3 comments
I have the lot of tyro loan debt. you am disturbed which down the highway my father as well as you will not be means to get an additional loan for presumably the residence or automobile or something which competence come up. If my husband’s credit is fantastic as well as he has really small loan debt afterwards will my debt outcome the chances? Can’t he request for the loan upon his own or given you have been tied together do you have to do it together?
Comments
That depends on what you mean by debt. When you get married, your debt is his debt, he can take out a loan in his name, but you have a shared credit history. But if you are making payments and are not owing (or are not in collections) it will not hurt you at all, that really builds your credit as they see that you are able to make payments. But if you are behind, enough to have you turned over to a collection agency, if it goes far enough it certainly can affect you in the future.
hi
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after the marriage you can have a shared credit history
if you clear the loan in time then it will build your credit and you will not have problems in taking the debt