Month: February 2026

Degrees on Credit: The Financialization of Higher Education

Degrees on Credit: The Financialization of Higher Education On graduation day, the caps fly into the air. Cameras flash. Parents smile. But for millions of students, the real weight of higher education doesn’t sit on their shoulders in the form…

When Education Is Sold Like a Call Center Product

When Education Is Sold Like a Call Center Product The first sign is the phone call. Not from a professor. Not from an admissions office you contacted. But from a cheerful stranger who already knows your name, your age, and…

The Rabbit Hole Effect: Why Loan Colleges Feel Like the Only Option

The Rabbit Hole Effect: Why Loan Colleges Feel Like the Only Option Most people don’t choose loan-driven colleges. They slide into them. Not because they’re careless, but because the system is designed to make one path feel inevitable while all…

How Student Loans Became a Business Model, not a Support System

How Student Loans Became a Business Model, Not a Support System Student loans were never meant to be controversial. They were designed as a simple promise: if you’re capable, money shouldn’t stop you from getting an education. For decades, loans…