StudentLoan

Fast Degrees, Slow Regret: The Illusion of “Affordable” Monthly Payments in Loan Colleges

Fast Degrees, Slow Regret: The Illusion of “Affordable” Monthly Payments in Loan Colleges The number is designed to feel harmless. “Only $189 a month.” “Less than your phone bill.” “Easily manageable after graduation.” In loan colleges, affordability is rarely presented…

Aggressive Enrollment: Inside the Sales Playbook of Loan Colleges

Aggressive Enrollment: Inside the Sales Playbook of Loan Colleges The call comes at an odd hour. A cheerful voice, warm and urgent, congratulates you on “taking the first step toward your future.” They already know your name. Your interest. Your…

From Hope to Debt: The Emotional Journey of Loan College Students

At the beginning, there is hope. It arrives folded neatly inside an acceptance letter, stamped with possibility and pride. For many students, especially those from families who have never crossed the gates of a university, college is not just education—it…

Degrees on Credit: The Financialization of Higher Education

Degrees on Credit: The Financialization of Higher Education On graduation day, the caps fly into the air. Cameras flash. Parents smile. But for millions of students, the real weight of higher education doesn’t sit on their shoulders in the form…

When Education Is Sold Like a Call Center Product

When Education Is Sold Like a Call Center Product The first sign is the phone call. Not from a professor. Not from an admissions office you contacted. But from a cheerful stranger who already knows your name, your age, and…